The Money That Gets to Just… Exist

Remember last week when I chose the slow transfer and my nervous system exhaled for the first time in months?

Yeah, well. I spent it.

Not on something frivolous. It had a reason. A task. A justification that made perfect sense in the moment. And just like that, the money that was supposed to sit and prove I could let things accumulate… didn’t.

I’m not even mad about it. I’m fascinated by it.

Because what it showed me is this: I don’t have a spending problem. I have a holding problem.

I can make money. I can move money. I can strategize and optimize and deploy money like a tiny financial general. But letting it just… sit there? Apparently that’s my actual edge of growth.

So this week, I’m taking it further.

I opened a whole separate account. And I’m calling it my Do Nothing Fund.

Not an emergency fund (because let’s be real, I’d find an emergency).

Not a sinking fund for a specific goal.

Not seed money for the next business move.

Just… money that gets to exist. Money with no job. Money that sits there and reminds me I’m not one bad month away from scrambling.

Here’s what’s wild: I’ve been so used to putting every dollar to WORK that the idea of money just sitting there felt… wasteful? Inefficient? Like I wasn’t being a good steward of my resources?

But then I realized: wealthy people have money that doesn’t have a job. That’s literally what reserves are. That’s what “I’m good” energy comes from. Not from constantly optimizing every dollar, but from having enough that some of it can just… be.

So I moved money in. Not a life-changing amount (yet), but enough that it matters. Enough that my brain is like “wait, we’re not using that?”

And this time I’m committing to 30 days of not touching it. No justifications. No emergencies. Just proof that I can let money accumulate.

Because if I can’t hold onto a few hundred dollars without giving it a task, how am I ever supposed to hold on to six figures? How am I supposed to master negotiating from sufficiency instead of need?

Week 1 taught me I need practice. Week 2 is about building the container before I try to fill it.

The Do Nothing Fund isn’t lazy. It’s foundational.

And this time, I’m not just saying it. I’m doing it.​​​​​​​​​​​​​​​​